Trasparenza

Trasparenza
Trasparenza - regolamenti e guide
- richiamano l’attenzione sui diritti e sugli strumenti di tutela previsti a favore dei Clienti.
- riguardano la trasparenza delle operazioni dei servizi bancari prevista dal D.Lgs. n. 385/1993 (Testo unico bancario) e dalle istruzioni di vigilanza della Banca d’Italia.
- non riguardano la trasparenza dei servizi di investimento e del servizio di consulenza in materia di investimenti in strumenti finanziari disciplinata dal D.Lgs. n. 58/1998 (Testo unico finanza) e dalle disposizioni della CONSOB.
INFORMAZIONI GENERALI PER IL CLIENTE
GUIDE
MISURE COVID-19
RECLAMI E SISTEMI STRAGIUDIZIALI DI RISOLUZIONE DELLE CONTROVERSIE
CONTI CORRENTI PER CONSUMATORI:
FOGLI INFORMATIVI E DOCUMENTI INFORMATIVI SULLE SPESE (FID)
LIBRETTI DI RISPARMIO IN EURO: FOGLI INFORMATIVI
CARTE DI DEBITO E CARTE PREPAGATE: FOGLI INFORMATIVI
Tasso di cambio sulle operazioni in valuta diversa da Euro
Utilizzando il seguente link è possibile calcolare le commissioni di conversione valutaria applicate a prelievi e pagamenti effettuati in Paesi europei in valuta diversa da Euro con carte di pagamento emesse dalla banca. La commissione viene calcolata in base al tasso di cambio definito dal Circuito Mastercard/Maestro, maggiorato di una commissione per il servizio applicata dalla banca.
Per le carte di debito il campo “Bank Fee” è da compilare con la commissione per il servizio applicata dalla banca pari a 0,20% dell’importo transato, prevista dal Documento di Sintesi e dal Foglio Informativo della propria carta di debito nella voce “Commissioni di terzi per prelievo di contante in Paesi europei no UME”, alla quale va aggiunta una commissione fissa pari a max 1,30 euro.
Per le carte prepagate il campo “Bank Fee” è da compilare con la commissione per il servizio applicata dalla banca pari a 1% dell’importo transato, prevista dal Documento di Sintesi e dal Foglio Informativo della propria carta prepagata nella voce “Commissioni di cambio per Paesi no UME.
Il campo “Card Currency” deve essere valorizzato con Euro mentre il campo “Transaction Currency” con la valuta dell’operazione.
https://www.mastercard.us/en-us/personal/get-support/convert-currency.html
CARTE DI CREDITO: FOGLI INFORMATIVI
MUTUI: FOGLI INFORMATIVI
MUTUI IPOTECARI PER PRIVATI: FOGLI INFORMATIVI
SERVIZI DI INVESTIMENTO: FOGLI INFORMATIVI
FINANZIAMENTI: FOGLI INFORMATIVI
LEASING: FOGLI INFORMATIVI
FACTORING: FOGLI INFORMATIVI
ASSICURAZIONI: FOGLI INFORMATIVI
SERVIZIO ESTERO: FOGLI INFORMATIVI
SISTEMI DI INCASSO: FOGLI INFORMATIVI
SOCIETÀ DI FONDI: PROSPETTI INFORMATIVI
ABERDEEN STANDARD INVESTMENTS
Aberdeen Standard SICAV I - KIID (Key Investor Information Document)
ALLIANZ
ALLIANZ - KIID (Key Investor Information Document)
ANIMA
Sistema Anima - KIID (Key Investor Information Document)
Sistema OPEN - KIID (Key Investor Information Document)
Sistema FORZA - KIID (Key Investor Information Document)
AMUNDI AM
Amundi Funds - KIID (Key Investor Information Document)
Amundi Funds II - KIID (Key Investor Information Document)
First Eagle Amundi SICAV - KIID (Key Investor Information Document)
ARCA SGR
ARCA Fondi KIID - (Key Investor Information Document)
ARCA ESG LEADERS KIID - (Key Investor Information Document)
SISTEMA ARCA ECONOMIA REALE ITALIA
SISTEMA ARCA ECONOMIA REALE ITALIA - KIID (Key Investor Information Document)
AXA INVESTMENT MANAGERS
AXA World Funds - KIID (Key Investor Information Document)
BLACKROCK
BLACKROCK GLOBAL FUNDS - KIID (Key Investor Information Document)
BLACKROCK STRATEGIC FUNDS - KIID (Key Investor Information Document)
BLACKROCK UCITS FUNDS - KIID (Key Investor Information Document)
BNP PARIBAS INVESTMENT PARTNERS LUXEMBOURG
BNP PARIBAS FUNDS - KIID (Key Investor Information Document)
BNP Paribas InstiCash - KIID (Key Investor Information Document)
BNY MELLON ASSET MANAGEMENT
BNY MELLON FUND MANAGER LIMITED - KIID (Key Investor Information Document)
CREDIT SUISSE
CS Investment Funds 11 - KIID (Key Investor Information Document)
DEUTSCHE ASSET MANAGEMENT
DWS INVEST - KIID (Key Investor Information Document)
ETICA SGR
ETICA SGR - KIID (Key Investor Information Document)
EURIZON CAPITAL: Fondi Italiani
Sistema Mercati - KIID (Key Investor Information Document)
Strategie di Investimento - KIID (Key Investor Information Document)
Sistema Etico - KIID (Key Investor Information Document)
Sistema Risposte - KIID (Key Investor Information Document)
Eurizon Profilo Flessibile Difesa II
Eurizon Profilo Flessibile Difesa II - KIID (Key Investor Information Document)
EURIZON CAPITAL: Fondi Lussemburghesi
Eurizon Fund - KIID (Key Investor Information Document)
Eurizon Manager Selection Fund
Eurizon Manager Selection Fund - KIID (Key Investor Information Document)
FIDELITY WORLDWIDE INVESTMENT
FIDELITY FUNDS - KIID (Key Investor Information Document)
Fidelity Active Strategy - KIID (Key Investor Information Document)
FRANKLIN TEMPLETON INVESTMENTS
FRANKLIN TEMPLETON INVESTMENTS
FRANKLIN TEMPLETON INVESTMENTS - KIID (Key Investor Information Document)
GAM LUX
Julius Baer Multistock - KIID (Key Investor Information Document)
Julius Baer Multilabel - KIID (Key Investor Information Document)
GENERALI INVESTMENTS SICAV
GENERALI Investments Sicav - KIID (Key Investor Information Document)
INVESCO FUNDS
INVESCO Funds - KIID (Key Investor Information Document)
HENDERSON GLOBAL INV LTD (LU)
JANUS HENDERSON HORIZON FUND - KIID (Key Investor Information Document)
JP MORGAN
JP Morgan Funds - KIID (Key Investor Information Document)
JP Morgan Investment Funds Sicav
JP Morgan Investment Funds Sicav - KIID (Key Investor Information Document)
MORGAN STANLEY INVESTMENT FUND SICAV
MORGAN Stanley Investment Fund Sicav
MORGAN Stanley Investment Fund Sicav - KIID (Key Investor Information Document)
M&G INVESTMENTS
M&G (LUX) INVESTMENT FUND (1) - KIID (Key Investor Information Document)
M&G INVESTMENT FUND (1) - KIID (Key Investor Information Document)
M&G INVESTMENT FUND (3) - KIID (Key Investor Information Document)
MARCH INTERNATIONAL
March International - KIID (Key Investor Information Document)
NORD EST AM (LU)
NEF - KIID (Key Investor Information Document)
NORD EST AM (LU)
NEF - KIID (Key Investor Information Document)
NORDEA INVESTMENT FUNDS S.A.
NORDEA INVESTMENT FUNDS S.A. - KIID (Key Investor Information Document)
OYSTER AM
OYSTER AM - KIID (Key Investor Information Document)
PICTET
PICTET FUNDS (LUX) - KIID (Key Investor Information Document)
PIMCO GLOBAL ADVISORS (EUROPE) LTD
PIMCO FUNDS: GLOBAL INVESTORS SERIES PLC.
PIMCO FUNDS: GLOBAL INVESTORS SERIES PLC. - KIID (Key Investor Information Document)
RAIFFEISEN CAPITAL MANAGEMENT
RAIFFEISEN 337 STRATEGIC ALLOCATION MASTER A.R.
RAIFFEISEN 337 STRATEGIC ALLOCATION MASTER A.R. - KIID (Key Investor Information Document)
RAIFFEISEN EMERGING MARKETS BOND
RAIFFEISEN EMERGING MARKETS BOND - KIID (Key Investor Information Document)
RAIFFEISEN DACHFONDS SUEDTIROL
RAIFFEISEN DACHFONDS SUEDTIROL - KIID (Key Investor Information Document)
RAIFFEISEN EASTERN EUROPE BOND
RAIFFEISEN EASTERN EUROPE BOND - KIID (Key Investor Information Document)
RAIFFEISEN EASTERN EUROPE EQUITIES
RAIFFEISEN EASTERN EUROPE EQUITIES - KIID (Key Investor Information Document)
RAIFFEISEN EMERGING MARKETS EQUITIES
RAIFFEISEN EMERGING MARKETS EQUITIES - KIID (Key Investor Information Document)
RAIFFEISEN EMERGING MARKETS LOCALBONDS
RAIFFEISEN EMERGING MARKETS LOCALBONDS - KIID (Key Investor Information Document)
RAIFFEISEN ENERGY EQUITIES - KIID (Key Investor Information Document)
RAIFFEISEN SUSTAINABLE EQUITIES
RAIFFEISEN SUSTAINABLE EQUITIES - KIID (Key Investor Information Document)
RAIFFEISEN EURASIA EQUITIES - KIID (Key Investor Information Document)
RAIFFEISEN EURO BOND - KIID (Key Investor Information Document)
RAIFFEISEN EURO CORPORATE BOND
RAIFFEISEN EURO CORPORATE BOND - KIID (Key Investor Information Document)
RAIFFEISEN EUROPEAN EQUITIES - KIID (Key Investor Information Document)
RAIFFEISEN EUROPEAN HIGHYIELD BOND
RAIFFEISEN EUROPEAN HIGHYIELD BOND - KIID (Key Investor Information Document)
RAIFFEISEN OBBLIGAZIONARIO SOSTENIBILE
RAIFFEISEN OBBLIGAZIONARIO SOSTENIBILE - KIID (Key Investor Information Document)
RAIFFEISEN EUROPEAN SMALL CAP - KIID (Key Investor Information Document)
RAIFFEISEN EURO SHORT TERM BONDS
RAIFFEISEN EURO SHORT TERM BONDS - KIID (Key Investor Information Document)
RAIFFEISEN FUND CONSERVATIVE - KIID (Key Investor Information Document)
RAIFFEISEN GLOBAL ALLOCATION STRATEGIES DIVERSIFIED
RAIFFEISEN GLOBAL ALLOCATION STRATEGIES DIVERSIFIED - KIID (Key Investor Information Document)
RAIFFEISEN GLOBAL BOND - KIID (Key Investor Information Document)
RAIFFEISEN GLOBAL EQUITIES - KIID (Key Investor Information Document)
RAIFFEISEN BILANCIATO SOSTENIBILE
RAIFFEISEN BILANCIATO SOSTENIBILE - KIID (Key Investor Information Document)
RAIFFEISEN HEALTH CARE EQUITIES
RAIFFEISEN HEALTH CARE EQUITIES - KIID (Key Investor Information Document)
RAIFFEISEN INFLATION LINKED BOND
RAIFFEISEN INFLATION LINKED BOND - KIID (Key Investor Information Document)
RAIFFEISEN OBBLIGAZIONARIO FONDAMENTALE GLOBALE
RAIFFEISEN OBBLIGAZIONARIO FONDAMENTALE GLOBALE - KIID (Key Investor Information Document)
RAIFFEISEN OBBLIGAZIONARIO MERCATI EMERGENTI VALUTE LOCALI
RAIFFEISEN OBBLIGAZIONARIO MERCATI EMERGENTI VALUTE LOCALI (Key Investor Information Document)
RAIFFEISEN PACIFIC EQUITIES - KIID (Key Investor Information Document)
RAIFFEISEN RUSSIA - KIID (Key Investor Information Document)
RAIFFEISEN SUSTAINABLE SHORT TERM
RAIFFEISEN SUSTAINABLE SHORT TERM - KIID (Key Investor Information Document)
RAIFFEISEN TECHNOLOGY EQUITIES
RAIFFEISEN TECHNOLOGY EQUITIES - KIID (Key Investor Information Document)
RAIFFEISEN TOP DIVIDEND EQUITIES
RAIFFEISEN TOP DIVIDEND EQUITIES - KIID (Key Investor Information Document)
RAIFFEISEN US EQUITIES - KIID (Key Investor Information Document)
SCHRODER INTERNATIONAL SELECTION FUND SICAV
SCHRODER ISF - KIID (Key Investor Information Document)
THREADNEEDLE (LUX)
THREADNEEDLE (LUX) - KIID (Key Investor Information Document)
UBS
UBS (Lux) Money Market SICAV - KIID (Key Investor Information Document)
UBS (Lux) Medium Term Bond SICAV
UBS (Lux) Medium Term Bond SICAV - KIID (Key Investor Information Document)
UBS (Lux) Money Market Fund - KIID (Key Investor Information Document)
UBS (Lux) Bond Fund - KIID (Key Investor Information Document)
UBS (Lux) Bond SICAV - KIID (Key Investor Information Document)
UBS (Lux) Strategy Fund - KIID (Key Investor Information Document)
UBS (Lux) Equity Fund - KIID (Key Investor Information Document)
UBS (Lux) Equity SICAV - KIID (Key Investor Information Document)
UBS (Lux) Key Selection SICAV - KIID (Key Investor Information Document)
UBS (Lux) Strategy SICAV - KIID (Key Investor Information Document)
UBS (Lux) SICAV 1 - KIID (Key Investor Information Document)
VOBA FUND
VOBA Fund - KIID (Key Investor Information Document)
VONTOBEL FUND SICAV
Vontobel Fund SICAV - KIID (Key Investor Information Document)